Saving and Investing

Civics The American Economy Saving and Investing
Students learn about different ways of saving money, and they compare and contrast savings accounts and CDs. Next they learn about the stock market and analyze the performance of Zoom Communications stocks during the COVID-19 pandemic. Finally they simulate investing in the stock market.

This learning experience is designed for device-enabled classrooms. The teacher guides the lesson, and students use embedded resources, social media skills, and critical thinking skills to actively participate. To get access to a free version of the complete lesson, sign up for an exploros account.

1:1 Devices
Teacher Pack

The Pack contains associated resources for the learning experience, typically in the form of articles and videos. There is a teacher Pack (with only teacher information) and a student Pack (which contains only student information). As a teacher, you can toggle between both to see everything.

Here are the teacher pack items for Saving and Investing:

Preview - Scene 1
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Overview

In this experience, students learn about different ways of saving money, and they compare and contrast savings accounts and CDs. Next they learn about the stock market and analyze the performance of Zoom Communications stocks during the COVID-19 pandemic. Finally they simulate investing in the stock market.

You may choose to continue the investment simulation until the end of the school year, having the students check on their “investments” and see which students made money and which students lost money on their stocks.

Objectives

  • Explain why saving money is important.
  • Identify different types of savings plans.
  • Define stocks and bonds.
  • Explain how investments promote long-term financial goals.


Engage


You may have heard that college can be very expensive. But did you know the average cost of college tuition is more than $20,000 a year? You may want to start saving money now to help pay for college expenses in a few years. In this experience, you will learn how and why saving money is important to your future.

Objectives

  • Explain why saving money is important.
  • Identify different types of savings plans.
  • Define stocks and bonds.
  • Explain how investments promote long-term financial goals.


seniors in graduation caps and gowns taking photo with their diplomas

Having money for college is one important reason to save money. But people save money for many reasons.


What is something you have saved money to buy, or something you would like to save money to buy?

Post your answer

Point out to students that according to Moody’s Analytics (a company that evaluates data about households), the average person under the age of 35 actually has a negative savings rate. They have no money that they can access in an emergency.


When everyone is ready to continue, unlock the next scene.

End of Preview
The Complete List of Learning Experiences in The American Economy Unit.
Civics The American Economy What Is a Market Economy?
What Is a Market Economy?
Civics The American Economy American Production
American Production
Civics The American Economy Economic Choices
Economic Choices
Civics The American Economy Living in a Global Economy
Living in a Global Economy
Civics The American Economy The Government and Income Inequality
The Government and Income Inequality
Civics The American Economy Consumers
Consumers
Civics The American Economy Distributing Goods
Distributing Goods
Civics The American Economy The American Economy: Unit Review
The American Economy: Unit Review
Civics The American Economy Capitalism and Free Enterprise
Capitalism and Free Enterprise
Civics The American Economy Government's Role in the U.S. Economy
Government's Role in the U.S. Economy
Civics The American Economy Labor and Management
Labor and Management
Civics The American Economy Buying on Credit
Buying on Credit
Civics The American Economy The Federal Budget: Taxes and Spending
The Federal Budget: Taxes and Spending
Civics The American Economy How Businesses Are Organized
How Businesses Are Organized
Civics The American Economy Entrepreneurs
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Civics The American Economy Budgeting Your Money
Budgeting Your Money
Civics The American Economy Banks and Banking
Banks and Banking
Civics The American Economy Supply and Demand in a Market Economy
Supply and Demand in a Market Economy
Civics The American Economy Saving and Investing
Saving and Investing
Civics The American Economy Measuring the Economy
Measuring the Economy
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